文献类型：期刊文献

中文题名：数字普惠金融、乡村产业兴旺与共同富裕——基于我国省际面板数据的经验研究

英文题名：Digital Inclusive Finance,Rural Industrial Prosperity and Common Prosperity:An Empirical Study Based on Provincial Panel Data in China

作者：吴肖丽[1];傅冰艳[1];陈亚东[1]

机构：[1]绍兴文理学院商学院,浙江绍兴312000

年份：2024

卷号：44

期号：11

起止页码：96

中文期刊名：绍兴文理学院学报

外文期刊名：Journal of Shaoxing University

收录：国家哲学社会科学学术期刊数据库

基金：浙江省哲学社会科学规划一般项目“数字乡村驱动共同富裕的机制与路径研究”(23YJRC14ZD-1YB)。

语种：中文

中文关键词：数字普惠金融;乡村产业;共同富裕;地区异质性;中介效应

外文关键词：digital inclusive finance;rural industry;common prosperity;regional heterogeneity;mediation effect

中文摘要：数字普惠金融、乡村产业兴旺分别是实现共同富裕的重要抓手,将两者进行有机结合来全面助推共同富裕尤为必要。基于2012—2021年的省级面板数据,利用固定效应模型、中介效应模型,研究数字普惠金融对共同富裕的作用效果及异质性特征,并检验乡村产业兴旺的中介机制作用。研究发现:数字普惠金融发展总指数,以及数字金融覆盖广度、数字金融使用深度和普惠金融数字化程度三个子维度,均对共同富裕产生了显著正向作用。数字普惠金融在东、中、西部地区也同样发挥出上述正向积极作用。然而,乡村产业兴旺并未如预期发挥出中介作用。应通过积极推动农业农村领域数字普惠金融服务、统筹乡村产业发展与共同富裕示范区建设等途径助力共同富裕。

外文摘要：Digital inclusive finance and rural industry prosperity are essential strategies for achieving common prosperity.Integrating these elements to promote prosperity is especially important.Based on provincial panel data from 2012 to 2021 and using fixed effects and mediation effect models,this study examines the impact of digital inclusive finance on common prosperity and the mediating role of rural industry prosperity.The findings indicate that the overall index of digital inclusive finance,along with its sub-dimensions—breadth of coverage,depth of usage,and digitalization of inclusive finance—positively influences common prosperity.This positive effect is consistent across eastern,central,and western regions of China.However,rural industry prosperity did not exhibit the expected mediating role.Policies should focus on enhancing digital financial services in agriculture and rural areas and integrating rural industry development with the construction of common prosperity demonstration zones.